Prudential Zenith Learn Hub

Approaching 40? The Financial Health Check Every Nigerian Should Do

Around age forty, the useful review is whether income, debt, dependants, pension, health cover, life cover, beneficiaries and estate documents still match the life you now have.

What to check

Check RSA statements, emergency months, expensive debt, policy sums assured, health exclusions, property titles, nominated beneficiaries and will instructions.

What could change the answer

Age alone does not determine the right product. Avoid panic purchases based on retirement projections or medical-cost figures you cannot verify.

A practical next step

Book one financial-admin day, collect every statement and leave with a dated gap list and three priority actions.

Reviewed 2026-09-09