Prudential Zenith Learn Hub

"My Family Will Take Care of Me" — The Most Expensive Assumption in Nigeria

Extended family support is valuable, but it is uncertain because the same relatives may face their own rent, school-fee and health pressures at the same time.

What to check

List which obligations would fall to relatives, how much they could realistically carry and what savings, insurance or legal arrangements can reduce that burden.

What could change the answer

Do not treat family as a guaranteed financial product, and do not use insurance to withdraw from mutual care. The goal is to make help more sustainable.

A practical next step

Agree who holds key information, build a personal buffer and cover the largest dependency gap instead of leaving the entire plan informal.

Reviewed 2026-09-09